Selasa, 20 Januari 2009

What Are The Tax Advantages Of An Annuity?

Deposits into an annuity are not tax-deductible, however you may not have to pay taxes on the interest earned on a tax-deferred annuity until distributions occur. This tax-deferral period can have a dramatic effect on the growth of an investment. Use this calculator to compare the tax advantages of saving in a tax-deferred annuity versus an account where the interest is taxed each year such as a bond.

How Long Will My Current Life Insurance Proceeds Last?

You may think that you are adequately insured in the event of your death. It may surprise you to know how quickly the insurance proceeds may be depleted by your survivors' income needs.

How Much Disability Income Do I Need?

Most people's chances of becoming disabled are greater than their chances of dying. It may surprise you that one out of three individuals will suffer a disability that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65. Use this calculator to estimate the difference between your income and your expenses without your paycheck.

How Much Life Insurance Do I Need?

Planning to meet the financial needs of your survivors is an important step in creating a sound financial plan for you and your family. If you decide to purchase a life insurance policy, use this calculator to estimate how much life insurance would continue to meet your family's needs if your untimely death were to cut your earnings potential short.